
                Chapter 3 - Action Steps
| To Do | Date Completed | 
| Make a goal card and put it in a place where you will see it regularly. | |
| Using the budget form in this chapter as a guide, make a budget for yourself and/or your family. | |
| Identify spending leaks in your budget. Make a plan to stop spending leaks and decide how you will spend or save this money. | |
| If you don’t have any savings, make a plan to begin saving some amount of of money each month. | |
| Get a copy of your credit report. Begin taking steps, if necessary, to improve your credit. | 
| Additional Notes | 
 
 
 
 
 
 
 
 
 
 
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